R
The Knoxville office
Loan officers, one door down.
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AH
Adrian Hall
Producing Branch Manager
NMLS #1752332
Scotsman Guide Top Originator, 2019 to 2026.
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Available#2 nationwide
America's #2 retail mortgage lender
In Knoxville
A physical office, not a call center
Same day
Approvals available for qualified buyers
Programs in plain language
Conventional
The standard route for established credit, with options from 3% down.
FHA
Lower down payments and flexible credit requirements for first-time buyers.
VA
Zero-down options and typically lower rates for veterans and service members.
HELOC
Borrow against your equity with a fast online application and funding in days.
Six things to know before you borrow
1
APR is the honest number.
The rate is the headline; APR includes fees. Compare loans by APR.
2
Preapproval beats prequalification.
Verified documents make sellers take your offer seriously.
3
Cluster your credit pulls.
Mortgage inquiries within a short window count as one.
4
20% down is not a rule.
Many buyers put down far less; ask what each option costs monthly.
5
Rate locks have windows.
Ask how long your lock lasts and what happens if closing slips.
6
You can shop lenders.
Compare two or three official Loan Estimates before you commit.
813 S Northshore Drive Suite 102, Knoxville. We are right here.
“The largest lender with a physical presence in our community. We are right here.”
Adrian Hall, Rate Knoxville
This page is a paid placement. Rate is an independent lender, not an employee or affiliate of Find a Home, Inc. Find a Home receives no payment for referrals. Find a Home, Inc. is not a lender or a mortgage broker. Equal Housing Opportunity. Advertisement