ForthRight Title

Nobody explains this part to consumers, so here it is. Before you close, a title company searches decades of county records to prove the seller actually owns the home and that no one else, a lender, an ex-spouse, a contractor with a lien, can claim it later. That search becomes title insurance, the one-time policy that protects your ownership for as long as you have the home. Then the closer takes over. She holds every dollar in escrow, a neutral account neither side can touch, collects signatures, pays off the seller's old loan, records the deed with the county, and only then releases the money. On closing day, the closer is the person at the head of the table making sure every page you sign says what it should.

Always verify wiring instructions by calling your title company at a number you look up yourself, never a number or link from an email. Wiring instructions do not change at the last minute; a message saying they have is the scam. Doing it right looks like this: look up ForthRight Title yourself, call, and ask for your closer by name, Tina Hawkins.